Data from Sell Credit Data to AI, sourced and dated
3 datasets, each traced to named pages and revisited on a cadence; the latest read was 2026-10-27.
| Dataset | Headline figure | Sources | Read |
|---|---|---|---|
| Who takes credit data, and what each gives back | 4 of 14 organisations | 14 of read | 2026-10-27 |
| Credit Records Retention | 2 to 6 year | 6 of 10 read | 2026-10-27 |
| Credit software data terms | 4 of 12 vendors | 12 of read | 2026-10-27 |
Where the figures come from
We start from the question a reader is trying to answer and the specific pages likely to answer it. Each page is read in full, and the line that holds the figure is stored as written, with its address and read date.
Every candidate sentence is accepted or rejected by a reviewer, who writes down why. Each source then counts once in the median and range, or once for each breakdown it prices. Pages that state nothing are listed as silent, not estimated, and each dataset is read again on schedule so changes show up.
Who takes credit data, and what each gives back
4 of 14 organisations whose pages we read say they pay the holder for its data, read 27 October 2026.
How it takes credit data, by organisation: pools members' data and gives the pool back to contributors 5 of 14, runs a marketplace where holders list and sell data 4 of 14, pays or licenses the businesses that hold the data 3 of 14, takes repayment data as a credit bureau builds its files 2 of 14 (14 organisations, read 27 October 2026).
Credit Records Retention
The Credit Records Retention carries 5 published figures read from 5 sources' own pages, from 2 to 6 year, read 27 October 2026.
Of 10 named sources read in full, 6 publish a figure and 4 do not, read 27 October 2026.
Credit software data terms
4 of 12 credit software vendors whose terms we read reserve the right to use their customers' data in aggregated or anonymised form, read 27 October 2026.
Who owns the business's data, by vendor: the business 6 of 12, not stated 6 of 12 (credit software terms, read 27 October 2026).